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SkillsFuture Credits and Funding

Current SkillsFuture base and mid-career credits, individual course-fee funding tiers, and full-time and part-time training-allowance formulas with citizenship, age and course applicability retained.

Last verified: 2026-08-13 Status: verified

SkillsFuture Credits and Funding

These amounts do not establish that a course or learner is eligible. Check the current MySkillsFuture listing, net fee, citizenship, age at course start, credit tier, programme intensity and application outcome.

Individual credit tiers

Credit Population Amount Expiry Main restriction
Base SkillsFuture Credit Singapore citizens aged 25+ S$500 opening credit None Eligible SSG-approved courses
SkillsFuture Credit (Mid-Career) Singapore citizens aged 40+ S$4,000 top-up from 1 May 2024 None Selected employability-focused courses

Sources: SkillsFuture Credit factsheet, Level-Up FAQ, accessed 8 Aug 2026. Balances from older top-ups may have different rules and should not be merged analytically with the base or mid-career tier.

SSG course-fee funding — current May 2026 framework

Course tier and learner Maximum funding
Tier 1: eligible SC, PR or LTVP+ holder Up to 70%
Tier 1: Singapore citizen aged 40+ Up to 90%
Tier 1 SCTP: qualifying higher-needs Singapore citizen Up to 95%
Tier 2: eligible SC, PR or LTVP+ holder Up to 50%
Tier 2: Singapore citizen aged 40+ Up to 70%

Tier 1 targets emerging skills and direct employability outcomes; Tier 2 covers broader employer- or industry-demanded skills. Source: SWDA, updated 7 May 2026. Funding applies before credit and may leave GST or unsupported costs.

Mid-Career Training Allowance

Mode Eligible population Monthly amount Lifetime limit
Selected full-time long-form training Singapore citizens aged 40+ 50% of latest available 12-month average monthly income, capped at S$3,000 24 months
Selected part-time long-form training Singapore citizens aged 40+ Flat S$300 Subject to current programme rules

Sources: Level-Up FAQ and SkillsFuture current programme notice, accessed 8 Aug 2026. The allowance requires an eligible programme and approved application; it is not payable merely because a course accepts SkillsFuture Credit.

Announced 2026 system changes

Change Status / timing Guardrail
SSG–WSG merger Announced; new statutory board to be jointly overseen by MOE and MOM Do not infer that existing scheme eligibility has changed until implementation details are published
SFLP catalogue expansion Around 200 WSQ full-qualification courses expected to qualify from Q4 2026 Expected future catalogue scope; verify the individual course in MySkillsFuture

Source: MOE Committee of Supply 2026 announcements, last updated 30 July 2026 and accessed 13 August 2026.

Record details

Also known as
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Jurisdiction
SG
What each row represents
one current credit, funding rate, or allowance formula per population and course mode
Update cadence
after SkillsFuture, SSG funding, Budget, or training-allowance changes
Source format
markdown

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force.

Sources

Collection as of 2026-10-07 · An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.