---
id: sgobs.healthcare.medisave-basic-healthcare-sum-2026
kind: observation
title: "基本保健存款"
url: https://ik.sg/zh/knowledge/observation/sgobs.healthcare.medisave-basic-healthcare-sum-2026
language: zh-Hans
evidence_status: final
collection_as_of: 2026-10-16
---

# 基本保健存款

对于未满 65 岁的会员，S$79,000 是 2026 年现行的保健储蓄保健存款顶限；对于 2026 年年满 65 岁的群体（1961 年出生），这也是终身固定的保健存款顶限。这是保健储蓄余额上限／规划基准，并非现金补助或保证的账户余额。

## 记录详情

- **数值类型:** threshold
- **单位:** SGD maximum MediSave balance for members below age 65 in 2026; cohort amount fixed at age 65
- **数值:** 79000
- **状态:** final
- **来源版本:** CPF Board Basic Healthcare Sum guidance, updated 22 May 2026
- **指标:** medisave basic healthcare sum (`sgmetric.healthcare.medisave-basic-healthcare-sum`)
- **适用人群:** CPF members below age 65 in 2026 and the cohort turning 65 in 2026
- **适用起始日期:** 2026-01-01
- **分母口径:** Maximum amount held in a member's MediSave Account; the 2026 cohort amount becomes fixed for life when members reach age 65, while younger members' prevailing cap is adjusted annually
- **地理范围:** [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)
- **统计期间:** Calendar year 2026; CPF Board page last updated 22 May 2026 and rechecked 14 October 2026

## 资料来源

- [https://www.cpf.gov.sg/service/article/what-is-the-basic-healthcare-sum](https://www.cpf.gov.sg/service/article/what-is-the-basic-healthcare-sum) — 访问日期 2026-10-14

## 探索关联

- 主题: [保健储蓄](https://ik.sg/zh/knowledge/topic/sgtopic.healthcare.medisave)
- 地点: [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)

日期表示本记录的统计期间与适用范围。核验日期并不代表规则目前已经生效。 知识库持续扩充中。发布数量表示现有内容，并不代表已覆盖新加坡的全部知识。