---
id: sgobs.economy.insurance.sdic-di-insured-deposit-cap.2026
kind: observation
title: "SDIC 存款保险计划的受保存款上限"
url: https://ik.sg/zh/knowledge/observation/sgobs.economy.insurance.sdic-di-insured-deposit-cap.2026
language: zh-Hans
evidence_status: final
collection_as_of: 2026-10-16
---

# SDIC 存款保险计划的受保存款上限

上限适用于存款，而非人寿保单；PPF 是一项独立的倒闭保障计划。

## 记录详情

- **数值类型:** threshold
- **单位:** SGD
- **数值:** 100000
- **状态:** final
- **来源版本:** SDIC website accessed 14 October 2026
- **指标:** sdic di insured deposit cap (`sgmetric.economy.insurance.sdic-di-insured-deposit-cap`)
- **数据集:** [保险监管与保障时间锚点](https://ik.sg/zh/knowledge/dataset/sgkb.data.insurance-regulation-anchors)
- **适用人群:** Depositors with insured deposits at a member bank or finance company
- **分母口径:** Insured deposits are aggregated per depositor per member bank or finance company, with separate S$100,000 cover for CPFIS and CPFRS placements
- **地理范围:** [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)
- **统计期间:** SDIC guidance accessed 14 October 2026

## 资料来源

- [https://www.sdic.org.sg/](https://www.sdic.org.sg/) — 访问日期 2026-10-14

## 探索关联

- 数据集: [保险监管与保障时间锚点](https://ik.sg/zh/knowledge/dataset/sgkb.data.insurance-regulation-anchors)
- 主题: [保险监管与监督](https://ik.sg/zh/knowledge/topic/sgtopic.economy.insurance-regulation)
- 地点: [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)

日期表示本记录的统计期间与适用范围。核验日期并不代表规则目前已经生效。 知识库持续扩充中。发布数量表示现有内容，并不代表已覆盖新加坡的全部知识。