---
id: sgobs.cpf.withdrawal-age55-minimum.2026
kind: observation
title: "未达到全额退休存款时会员年满 55 岁可提取的公积金存款"
url: https://ik.sg/zh/knowledge/observation/sgobs.cpf.withdrawal-age55-minimum.2026
language: zh-Hans
evidence_status: final
collection_as_of: 2026-10-16
---

# 未达到全额退休存款时会员年满 55 岁可提取的公积金存款

无法预留全额退休存款的会员，年满 55 岁后仍可提取最多 S$5,000。若会员已预留全额退休存款，超出部分仍留在普通户头，可供提取。这并不表示每位会员都会获得 S$5,000 的现金付款。

## 记录详情

- **数值类型:** threshold
- **单位:** SGD maximum withdrawal
- **数值:** 5000
- **状态:** final
- **来源版本:** CPF Board Reaching age 55 page, last updated 17 December 2025
- **指标:** withdrawal age55 minimum (`sgmetric.cpf.withdrawal-age55-minimum`)
- **适用人群:** CPF members from age 55 whose CPF savings are insufficient to set aside the Full Retirement Sum
- **分母口径:** Maximum withdrawal option under the age-55 rule, subject to the member's savings; separate from withdrawals of savings above the FRS and from property-based withdrawal rules
- **地理范围:** [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)
- **统计期间:** CPF Board reaching-age-55 guidance last updated 17 December 2025; rechecked 14 October 2026

## 资料来源

- [https://www.cpf.gov.sg/member/retirement-income/milestones/reaching-age-55](https://www.cpf.gov.sg/member/retirement-income/milestones/reaching-age-55) — 访问日期 2026-10-14

## 探索关联

- 主题: [公积金提取](https://ik.sg/zh/knowledge/topic/sgtopic.social-security.cpf-withdrawals)
- 地点: [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)

日期表示本记录的统计期间与适用范围。核验日期并不代表规则目前已经生效。 知识库持续扩充中。发布数量表示现有内容，并不代表已覆盖新加坡的全部知识。