---
id: sgobs.cpf.dps-sum-assured.2021
kind: observation
title: "按年龄组划分的家属保障计划投保额"
url: https://ik.sg/zh/knowledge/observation/sgobs.cpf.dps-sum-assured.2021
language: zh-Hans
evidence_status: final
collection_as_of: 2026-10-16
---

# 按年龄组划分的家属保障计划投保额

中央公积金局目前的指引保留了符合条件的公民和永久居民在 21–65 岁时自动符合资格的规定，并指出 DPS 并非强制计划。保险金须符合死亡、末期疾病或永久完全残疾的索赔条件后才可支付；它不是储蓄余额。

## 记录详情

- **数值类型:** observation
- **单位:** SGD insured sum
- **数值:** 70000 / 55000
- **状态:** final
- **来源版本:** CPF Board DPS contract enhancement effective 1 April 2021
- **指标:** dps sum assured (`sgmetric.cpf.dps-sum-assured`)
- **Dimensions:** Age bands: S$70,000 for members aged 21–60; S$55,000 for members above 60 and up to 65
- **适用人群:** CPF members insured under the Dependants' Protection Scheme; automatic extension applies to Singapore Citizens and Permanent Residents aged 21–65 upon a valid CPF working contribution; eligible members aged 16–65 may apply if not automatically covered
- **适用起始日期:** 2021-04-01
- **分母口径:** Per insured member and age band; not an aggregate payout or all-member entitlement independent of active cover and claim conditions
- **地理范围:** [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)
- **发布日期:** 2021-01-29
- **统计期间:** DPS enhancement effective 1 April 2021; CPF Board guidance rechecked 14 October 2026

## 资料来源

- [https://www.cpf.gov.sg/member/infohub/news/news-releases/cpf-members-to-enjoy-higher-sum-assured-increased-coverage-for-dependants-protection-scheme](https://www.cpf.gov.sg/member/infohub/news/news-releases/cpf-members-to-enjoy-higher-sum-assured-increased-coverage-for-dependants-protection-scheme) — 访问日期 2026-10-14

## 探索关联

- 主题: [公积金保险计划](https://ik.sg/zh/knowledge/topic/sgtopic.social-security.cpf-insurance-schemes)
- 地点: [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)

日期表示本记录的统计期间与适用范围。核验日期并不代表规则目前已经生效。 知识库持续扩充中。发布数量表示现有内容，并不代表已覆盖新加坡的全部知识。