---
id: sgobs.cpf.cpfis-oa-investment-limits.2026
kind: observation
title: "公积金投资计划普通账户的股票、房地产、公司债券及黄金投资限额"
url: https://ik.sg/zh/knowledge/observation/sgobs.cpf.cpfis-oa-investment-limits.2026
language: zh-Hans
evidence_status: final
collection_as_of: 2026-10-16
---

# 公积金投资计划普通账户的股票、房地产、公司债券及黄金投资限额

35% 的限额共同适用于股票、房地产基金和企业债券；10% 的限额适用于黄金 ETF 和其他黄金产品。中央公积金局表示，目前没有可供 CPFIS-SA 投资的 ETF 产品。

## 记录详情

- **数值类型:** observation
- **单位:** percent of investible savings
- **数值:** 35 / 10
- **状态:** final
- **来源版本:** CPF Board CPFIS options page, last updated 26 January 2023 and rechecked 14 October 2026
- **指标:** cpfis oa investible savings limits (`sgmetric.cpf.cpfis-oa-investible-savings-limits`)
- **数据集:** [年度费率](https://ik.sg/zh/knowledge/dataset/sgkb.data.annual-rates)
- **Dimensions:** Gold products limit percent: 10; Stock property fund corporate bond limit percent: 35
- **适用人群:** CPF members investing through CPFIS-OA; CPF Board lists these products as OA-only
- **分母口径:** Investible savings = OA balance plus CPF savings already withdrawn for investment and education; limits do not use OA cash balance alone
- **观测日期:** 2026-10-14
- **地理范围:** [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)
- **统计期间:** CPF Board CPFIS options guidance rechecked 14 October 2026

## 资料来源

- [https://www.cpf.gov.sg/member/growing-your-savings/earning-higher-returns/investing-your-cpf-savings/cpf-investment-scheme-options](https://www.cpf.gov.sg/member/growing-your-savings/earning-higher-returns/investing-your-cpf-savings/cpf-investment-scheme-options) — 访问日期 2026-10-14

## 探索关联

- 数据集: [年度费率](https://ik.sg/zh/knowledge/dataset/sgkb.data.annual-rates)
- 主题: [公积金投资计划](https://ik.sg/zh/knowledge/topic/sgtopic.social-security.cpf-investment-scheme)
- 地点: [新加坡](https://ik.sg/zh/knowledge/geography/sg.geo.country.singapore)

日期表示本记录的统计期间与适用范围。核验日期并不代表规则目前已经生效。 知识库持续扩充中。发布数量表示现有内容，并不代表已覆盖新加坡的全部知识。