---
id: sgobs.healthcare.medishield-life-policy-year-claim-limit-2026
kind: observation
title: "MediShield Life maximum claim limit per policy year"
url: https://ik.sg/en/knowledge/observation/sgobs.healthcare.medishield-life-policy-year-claim-limit-2026
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# MediShield Life maximum claim limit per policy year

MOH states a S$200,000 maximum claim limit per policy year and no lifetime claim limit. Claim payouts remain subject to applicable benefit limits, deductibles, co-insurance and exclusions.

## Record details

- **Value type:** threshold
- **Unit:** SGD per policy year; no lifetime claim limit
- **Value:** 200000
- **Status:** final
- **Source revision:** MOH MediShield Life Benefits table applicable from 1 June 2026
- **Metric:** medishield life policy year claim limit (`sgmetric.healthcare.medishield-life-policy-year-claim-limit`)
- **Population:** Singapore Citizens and Permanent Residents insured under MediShield Life with eligible claims
- **Applies from:** 2026-06-01
- **Denominator:** Maximum scheme claim amount per policy year, not the maximum medical bill or an amount payable without deductibles, co-insurance, treatment limits and exclusions
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** MediShield Life benefits for admissions or treatments received on or after 1 June 2026; MOH guidance last updated 3 June 2026 and rechecked 14 October 2026

## Sources

- [https://www.moh.gov.sg/managing-expenses/schemes-and-subsidies/medishield-life/medishield-life-benefits/](https://www.moh.gov.sg/managing-expenses/schemes-and-subsidies/medishield-life/medishield-life-benefits/) — Accessed 2026-10-14

## Explore connections

- Topics: [MediShield Life](https://ik.sg/en/knowledge/topic/sgtopic.healthcare.medishield-life)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.