---
id: sgobs.healthcare.medisave-basic-healthcare-sum-2026
kind: observation
title: "Basic Healthcare Sum"
url: https://ik.sg/en/knowledge/observation/sgobs.healthcare.medisave-basic-healthcare-sum-2026
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# Basic Healthcare Sum

S$79,000 is both the prevailing 2026 BHS for members below age 65 and the lifetime-fixed BHS for the cohort turning 65 in 2026 (born 1961). It is a MediSave balance cap/planning benchmark, not a cash grant or guaranteed account balance.

## Record details

- **Value type:** threshold
- **Unit:** SGD maximum MediSave balance for members below age 65 in 2026; cohort amount fixed at age 65
- **Value:** 79000
- **Status:** final
- **Source revision:** CPF Board Basic Healthcare Sum guidance, updated 22 May 2026
- **Metric:** medisave basic healthcare sum (`sgmetric.healthcare.medisave-basic-healthcare-sum`)
- **Population:** CPF members below age 65 in 2026 and the cohort turning 65 in 2026
- **Applies from:** 2026-01-01
- **Denominator:** Maximum amount held in a member's MediSave Account; the 2026 cohort amount becomes fixed for life when members reach age 65, while younger members' prevailing cap is adjusted annually
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** Calendar year 2026; CPF Board page last updated 22 May 2026 and rechecked 14 October 2026

## Sources

- [https://www.cpf.gov.sg/service/article/what-is-the-basic-healthcare-sum](https://www.cpf.gov.sg/service/article/what-is-the-basic-healthcare-sum) — Accessed 2026-10-14

## Explore connections

- Topics: [MediSave](https://ik.sg/en/knowledge/topic/sgtopic.healthcare.medisave)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.