---
id: sgobs.economy.insurance.sdic-di-insured-deposit-cap.2026
kind: observation
title: "SDIC Deposit Insurance scheme insured deposit cap"
url: https://ik.sg/en/knowledge/observation/sgobs.economy.insurance.sdic-di-insured-deposit-cap.2026
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# SDIC Deposit Insurance scheme insured deposit cap

The cap applies to deposits, not life policies; PPF is a separate failure-protection scheme.

## Record details

- **Value type:** threshold
- **Unit:** SGD
- **Value:** 100000
- **Status:** final
- **Source revision:** SDIC website accessed 14 October 2026
- **Metric:** sdic di insured deposit cap (`sgmetric.economy.insurance.sdic-di-insured-deposit-cap`)
- **Dataset:** [Insurance Regulation and Protection Anchors](https://ik.sg/en/knowledge/dataset/sgkb.data.insurance-regulation-anchors)
- **Population:** Depositors with insured deposits at a member bank or finance company
- **Denominator:** Insured deposits are aggregated per depositor per member bank or finance company, with separate S$100,000 cover for CPFIS and CPFRS placements
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** SDIC guidance accessed 14 October 2026

## Sources

- [https://www.sdic.org.sg/](https://www.sdic.org.sg/) — Accessed 2026-10-14

## Explore connections

- Datasets: [Insurance Regulation and Protection Anchors](https://ik.sg/en/knowledge/dataset/sgkb.data.insurance-regulation-anchors)
- Topics: [Insurance regulation and supervision](https://ik.sg/en/knowledge/topic/sgtopic.economy.insurance-regulation)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.