---
id: sgobs.cpf.self-employed-platform-income-exclusion.2025
kind: observation
title: "Platform-operator-declared net earnings excluded from self-employed NTI for MediSave assessment"
url: https://ik.sg/en/knowledge/observation/sgobs.cpf.self-employed-platform-income-exclusion.2025
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# Platform-operator-declared net earnings excluded from self-employed NTI for MediSave assessment

This exclusion is limited to platform-operator-declared net platform earnings; it does not exclude unrelated freelance, sole-proprietor or other trade income. Platform CPF treatment from 2025 is separate from SEP MediSave on non-platform NTI.

## Record details

- **Value type:** observation
- **Unit:** excluded from self-employed net trade income calculation
- **Value:** yes
- **Status:** final
- **Source revision:** CPF Board FAQ last updated 4 February 2026; rechecked 14 October 2026
- **Metric:** self employed platform income exclusion (`sgmetric.cpf.self-employed-platform-income-exclusion`)
- **Dimensions:** Work year: 2025 onward; Income component: net earnings from platform work declared by a platform operator to CPF Board
- **Population:** Self-employed persons with both platform-work earnings and other self-employed trade income
- **Applies from:** 2025-01-01
- **Denominator:** IRAS-assessed annual NTI for SEP MediSave calculation; only net earnings from platform work declared by the operator are excluded
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** Work years from 2025 onward

## Sources

- [https://www.cpf.gov.sg/service/article/do-i-still-have-to-contribute-to-my-medisave-if-i-am-a-self-employed-person-and-an-employee-and-or-a-platform-worker](https://www.cpf.gov.sg/service/article/do-i-still-have-to-contribute-to-my-medisave-if-i-am-a-self-employed-person-and-an-employee-and-or-a-platform-worker) — Accessed 2026-10-14

## Explore connections

- Topics: [CPF for self-employed persons](https://ik.sg/en/knowledge/topic/sgtopic.social-security.self-employed-cpf)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.