---
id: sgobs.cpf.self-employed-medisave-nti-threshold.2026
kind: observation
title: "Annual net trade income threshold for mandatory self-employed MediSave contributions"
url: https://ik.sg/en/knowledge/observation/sgobs.cpf.self-employed-medisave-nti-threshold.2026
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# Annual net trade income threshold for mandatory self-employed MediSave contributions

The rule is strictly exceeds S$6,000, not greater than or equal to it. The threshold is applied to annual NTI rather than gross receipts. CPF Board can limit payable MediSave when the member qualifies under its maximum-annual-income rules.

## Record details

- **Value type:** threshold
- **Unit:** SGD annual net trade income; obligation applies when NTI exceeds this amount
- **Value:** 6000
- **Status:** final
- **Source revision:** CPF Board FAQ last updated 4 February 2026; rechecked 14 October 2026
- **Metric:** self employed medisave nti threshold (`sgmetric.cpf.self-employed-medisave-nti-threshold`)
- **Population:** Self-employed persons subject to mandatory MediSave contributions, including people who also have employee or platform-work income
- **Denominator:** Annual net trade income determined from the person's IRAS tax-return information after allowable business expenses, capital allowances and trade losses; for work year 2025 onward, excludes platform-operator-declared net platform earnings; maximum-annual-income limiting rules may also apply
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** CPF Board self-employed MediSave guidance rechecked 14 October 2026; platform earnings exclusion applies from work year 2025

## Sources

- [https://www.cpf.gov.sg/service/article/do-i-still-have-to-contribute-to-my-medisave-if-i-am-a-self-employed-person-and-an-employee-and-or-a-platform-worker](https://www.cpf.gov.sg/service/article/do-i-still-have-to-contribute-to-my-medisave-if-i-am-a-self-employed-person-and-an-employee-and-or-a-platform-worker) — Accessed 2026-10-14

## Explore connections

- Topics: [CPF for self-employed persons](https://ik.sg/en/knowledge/topic/sgtopic.social-security.self-employed-cpf)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.