---
id: sgobs.cpf.mrss-2026-basic-retirement-sum-test
kind: observation
title: "MRSS retirement-savings eligibility threshold"
url: https://ik.sg/en/knowledge/observation/sgobs.cpf.mrss-2026-basic-retirement-sum-test
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# MRSS retirement-savings eligibility threshold

The threshold is tied to the 2026 BRS, not a permanent dollar amount. Other eligibility tests also apply: Singapore Citizenship and residence, age 55+ or verified disability below 55, monthly income at most S$4,000, residence annual value at most S$21,000, and ownership of no more than one property.

## Record details

- **Value type:** threshold
- **Unit:** SGD; 2026 Basic Retirement Sum
- **Value:** 110200
- **Status:** final
- **Source revision:** CPF Board MRSS page rechecked 14 October 2026; threshold is the 2026 BRS
- **Metric:** mrss savings eligibility threshold (`sgmetric.cpf.mrss-savings-eligibility-threshold`)
- **Population:** Singapore Citizens residing in Singapore assessed for MRSS in 2026; RA savings are used, or OA plus SA savings for an eligible person below 55 whose RA has not yet been created
- **Applies from:** 2026-01-01
- **Denominator:** Eligibility requires assessed retirement savings below the applicable 2026 Basic Retirement Sum; CPF Board uses previous-year data for annual eligibility assessment, and the exact qualifying balance calculation follows its published RA/OSA definition
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Reference period:** 2026 MRSS eligibility; 2026 Basic Retirement Sum

## Sources

- [https://www.cpf.gov.sg/member/growing-your-savings/government-support/matching-grant-for-retirement](https://www.cpf.gov.sg/member/growing-your-savings/government-support/matching-grant-for-retirement) — Accessed 2026-10-14

## Explore connections

- Topics: [CPF top-ups and matching grants](https://ik.sg/en/knowledge/topic/sgtopic.social-security.cpf-top-ups)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.