---
id: sgobs.cpf.employee-contribution-rates.2026
kind: observation
title: "CPF full employee contribution rates by age band"
url: https://ik.sg/en/knowledge/observation/sgobs.cpf.employee-contribution-rates.2026
language: en
evidence_status: final
collection_as_of: 2026-10-16
---

# CPF full employee contribution rates by age band

Rates shown as total; age-band employer shares are 17, 16, 12.5, 9 and 7.5 percent, and employee shares 20, 18, 12.5, 7.5 and 5 percent. Does not represent first-/second-year SPRs or wages of S$750 and below.

## Record details

- **Value type:** observation
- **Unit:** percent total; employer/employee shares by age band
- **Value:** 37/34/25/16.5/12.5
- **Status:** final
- **Source revision:** CPF Board 2026 full contribution-rate table
- **Metric:** employee contribution rate (`sgmetric.cpf.employee-contribution-rate`)
- **Dataset:** [Annual Rates](https://ik.sg/en/knowledge/dataset/sgkb.data.annual-rates)
- **Dimensions:** Age bands: 55 and below; above 55–60; above 60–65; above 65–70; above 70; Employee percent: 20/18/12.5/7.5/5; Employer percent: 17/16/12.5/9/7.5
- **Population:** Singapore Citizens and Singapore Permanent Residents from the third year of PR status, with monthly wages above S$750; private-sector and non-pensionable employees
- **Applies from:** 2026-01-01
- **Denominator:** CPF-subject wages in the calendar month, subject to Ordinary Wage and Additional Wage ceilings; separate schedules apply to first- and second-year PRs and to wage bands at or below S$750
- **Geography:** [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)
- **Published:** 2025-08-18
- **Reference period:** Effective 1 January 2026

## Sources

- [https://www.cpf.gov.sg/content/dam/web/employer/employer-obligations/documents/CPFcontributionratesfrom1Jan2026.pdf](https://www.cpf.gov.sg/content/dam/web/employer/employer-obligations/documents/CPFcontributionratesfrom1Jan2026.pdf) — Accessed 2026-10-14

## Explore connections

- Datasets: [Annual Rates](https://ik.sg/en/knowledge/dataset/sgkb.data.annual-rates)
- Topics: [CPF contribution rates and wage ceilings](https://ik.sg/en/knowledge/topic/sgtopic.social-security.cpf-contributions)
- Places: [Singapore](https://ik.sg/en/knowledge/geography/sg.geo.country.singapore)

Dates describe this record’s own period and applicability. A verification date does not mean a rule is currently in force. An expanding collection. Published counts show available knowledge, not complete coverage of Singapore.