{"release_id":5,"data":{"id":12569,"release_id":5,"source_id":"sgkb.data.insurance-regulation-anchors","kind":"dataset","fingerprint":"ed830bc4d130ce044531fed5cb97206034a19f4d1a9003beb2f4846e283008f5","title_en":"Insurance Regulation and Protection Anchors","title_zh":"\u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9","domain":"data","status":"verified","date":"2026-10-14","payload":{"data":{"id":"sgkb.data.insurance-regulation-anchors","path":"data\/insurance-regulation-anchors.md","tags":["statistics","finance-sector","regulation","policy"],"grain":"one dated Notice 133 solvency anchor, SDIC scheme limit, or MAS FID insurance-licence label with denominator","title":"Insurance Regulation and Protection Anchors","domain":"data","facets":["business","institution","law","policy","statistics"],"status":"verified","topics":["sgtopic.economy.insurance-regulation"],"aliases":["Notice 133 PCR","SDIC PPF","insurance licence types 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\u2014 Notice 133 Valuation and Capital Framework for Insurers","accessed":"2026-10-14","publisher":"Monetary Authority of Singapore"},{"url":"https:\/\/www.mas.gov.sg\/-\/media\/mas-media-library\/regulation\/notices\/id\/notice-133\/mas-notice-133_8-dec-2025.pdf","tier":1,"title":"MAS \u2014 Notice 133 (8 December 2025)","accessed":"2026-10-14","publisher":"Monetary Authority of Singapore"}]},{"chunk_id":"sgkb.data.insurance-regulation-anchors#sdic-failure-protection-anchors-scheme-membership-required","document_id":"sgkb.data.insurance-regulation-anchors","citation_urls":["https:\/\/www.sdic.org.sg\/"],"content_sha256":"4f4a17b4301547e9f27344820f555bf29a41bf6fb0121b98ff267142aa9c0744","document_sha256":"8f90db9f080d355141d46f541f69554c0b805a812a9d62a104edd72e347ae72a","section_sources":[{"url":"https:\/\/www.sdic.org.sg\/","tier":1,"title":"SDIC \u2014 Deposit Insurance and Policy Owners' Protection schemes","accessed":"2026-10-14","publisher":"Singapore Deposit Insurance 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Insurance Regulation and Protection Anchors\n\nUse each row with its stated denominator. **Solvency ratios** apply to licensed insurers' statutory returns; **SDIC limits** apply only when a **member** bank or insurer **fails**; **FID licence labels** describe permissions, not a count of distinct corporate groups. Narrative context lives in [insurance and mas supervision](\/en\/knowledge\/article\/sgkb.economy-finance.insurance-and-mas-supervision).\n\n## Population bases\n\n| Term | Meaning in this dataset | Do not confuse with |\n|---|---|---|\n| Licensed insurer (MAS) | Direct insurer, reinsurer or captive holding an Insurance Act licence | MOH national health schemes or CPF insurance |\n| PCR \/ MCR (Notice 133) | Prescribed and minimum capital requirements at supervisory intervention levels | Individual policy claim limits |\n| DI Scheme member | Bank or finance company in SDIC deposit insurance | Life insurer PPF membership |\n| PPF Scheme member | Life or general insurer in SDIC policy-owner protection | MediShield Life or CareShield Life |\n| FID licence category | Permission type in the MAS directory filter list | One category per unique company |\n\nSource: [MAS Notice 133](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133); [SDIC](https:\/\/www.sdic.org.sg\/), accessed 14 October 2026.\n\n## MAS Notice 133 \u2014 solvency intervention levels (December 2025 notice text)\n\n| Metric | Value | Population \/ denominator | As of |\n|---|---:|---|---|\n| Higher intervention PCR calibration | 99.5% one-year VaR | Total risk requirement at higher supervisory solvency intervention level | Notice 133 text, 8 Dec 2025 |\n| Lower intervention MCR calibration | 90.0% one-year VaR | Total risk requirement at lower supervisory solvency intervention level | Notice 133 text, 8 Dec 2025 |\n| MCR as share of PCR | 50% | MCR set as half of PCR at lower intervention level | Notice 133 text, 8 Dec 2025 |\n| MAS 133 (Amendment) 2025 effective | 1 January 2026 | All licensed insurers subject to Notice 133 page listing | MAS Notice 133 page, accessed Oct 2026 |\n| MAS 133 (Amendment) 2026 effective | 31 March 2026 | Further amendment per MAS publication calendar | MAS Notice 133 page, accessed Oct 2026 |\n\nSource: [MAS Notice 133 PDF, 8 December 2025](https:\/\/www.mas.gov.sg\/-\/media\/mas-media-library\/regulation\/notices\/id\/notice-133\/mas-notice-133_8-dec-2025.pdf); [MAS Notice 133 page](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133), accessed 14 October 2026. VaR calibration is **regulatory solvency**, not a retail return guarantee.\n\n## SDIC failure-protection anchors (scheme membership required)\n\n| Metric | Value | Population \/ denominator | As of |\n|---|---:|---|---|\n| Deposit insurance cap | S$100,000 | Insured deposits aggregated per depositor per **DI Scheme member** bank or finance company | SDIC website, accessed Oct 2026 |\n| CPFIS \/ CPFRS deposit cap | S$100,000 (separate aggregation) | Eligible placements with a **member** bank under stated CPF schemes | SDIC website, accessed Oct 2026 |\n| PPF life coverage basis | Guaranteed benefits, subject to caps | **Member** life insurer failure; accident & health policies and riders excepted from cap rule per SDIC | SDIC website, accessed Oct 2026 |\n| PPF general coverage basis | Not capped except statutory limits | **Member** general insurer failure; motor\/property sub-limits per SDIC | SDIC website, accessed Oct 2026 |\n\nSource: [SDIC](https:\/\/www.sdic.org.sg\/), accessed 14 October 2026. Schemes pay **only on failure** of a member institution, not for ordinary claims against a solvent insurer.\n\n## MAS FID insurance-sector licence categories (labels, not counts)\n\nThe MAS Financial Institutions Directory **Insurance** sector exposes filter categories including **Direct Insurer (Life)**, **Direct Insurer (General)**, **Direct Insurer (Composite)**, **Reinsurer (Life\/General\/Composite)**, **Captive Insurer (Life\/General\/Composite)**, **Approved Insurance Broker**, **Registered Insurance Broker**, **Authorised Reinsurer**, **Financial Holding Company (Insurance)** and **Representative Office (Insurance)** ([MAS FID insurance sector](https:\/\/eservices.mas.gov.sg\/fid\/institution?count=0&sector=Insurance), accessed 14 October 2026). The directory is the authoritative label set for permissions; **do not treat category names as a live institution headcount** without reading the directory's current filtered total."},"zh":{"title":"\u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9","summary":"\u6db5\u76d6 MAS Notice 133 \u7684\u507f\u4ed8\u80fd\u529b\u6821\u51c6\u65f6\u95f4\u951a\u70b9\u3001SDIC \u5b58\u6b3e\u4fdd\u9669\u548c\u4fdd\u5355\u6301\u6709\u4eba\u4fdd\u969c\u8ba1\u5212\u7684\u6846\u67b6\uff0c\u4ee5\u53ca MAS FID \u4fdd\u9669\u724c\u7167\u7c7b\u522b\u6807\u7b7e\u2014\u2014\u6bcf\u884c\u5747\u6ce8\u660e\u9002\u7528\u5bf9\u8c61\u548c\u5206\u6bcd\u8fb9\u754c\u3002","markdown":"# \u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9\n\n\u6bcf\u884c\u6570\u636e\u987b\u7ed3\u5408\u5176\u6ce8\u660e\u7684\u5206\u6bcd\u4f7f\u7528\u3002**\u507f\u4ed8\u80fd\u529b\u6bd4\u7387**\u9002\u7528\u4e8e\u6301\u724c\u4fdd\u9669\u516c\u53f8\u7684\u6cd5\u5b9a\u7533\u62a5\uff1b**SDIC \u4fdd\u969c\u9650\u989d**\u4ec5\u5728**\u6210\u5458**\u94f6\u884c\u6216\u4fdd\u9669\u516c\u53f8**\u5012\u95ed**\u65f6\u9002\u7528\uff1b**FID \u724c\u7167\u6807\u7b7e**\u8bf4\u660e\u83b7\u51c6\u4ece\u4e8b\u7684\u4e1a\u52a1\uff0c\u5e76\u975e\u72ec\u7acb\u4f01\u4e1a\u96c6\u56e2\u7684\u6570\u91cf\u3002\u53d9\u8ff0\u80cc\u666f\u89c1[\u4fdd\u9669\u4e0e MAS \u76d1\u7ba1](\/zh\/knowledge\/article\/sgkb.economy-finance.insurance-and-mas-supervision)\u3002\n\n## \u7edf\u8ba1\u5bf9\u8c61\u8303\u56f4\n\n| \u672f\u8bed | \u672c\u6570\u636e\u96c6\u4e2d\u7684\u542b\u4e49 | \u4e0d\u8981\u4e0e\u4ee5\u4e0b\u5185\u5bb9\u6df7\u6dc6 |\n|---|---|---|\n| \u6301\u724c\u4fdd\u9669\u516c\u53f8\uff08MAS\uff09 | \u6301\u6709\u300a\u4fdd\u9669\u6cd5\u300b\u724c\u7167\u7684\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\u3001\u518d\u4fdd\u9669\u516c\u53f8\u6216\u4e13\u5c5e\u4fdd\u9669\u516c\u53f8 | MOH \u5168\u56fd\u533b\u7597\u4fdd\u5065\u8ba1\u5212\u6216 CPF \u4fdd\u9669 |\n| PCR \/ MCR\uff08Notice 133\uff09 | \u76d1\u7ba1\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u89c4\u5b9a\u8d44\u672c\u8981\u6c42\u548c\u6700\u4f4e\u8d44\u672c\u8981\u6c42 | \u4e2a\u522b\u4fdd\u5355\u7684\u7406\u8d54\u9650\u989d |\n| DI \u8ba1\u5212\u6210\u5458 | \u53c2\u52a0 SDIC \u5b58\u6b3e\u4fdd\u9669\u7684\u94f6\u884c\u6216\u91d1\u878d\u516c\u53f8 | \u4eba\u5bff\u4fdd\u9669\u516c\u53f8\u53c2\u52a0 PPF \u8ba1\u5212 |\n| PPF \u8ba1\u5212\u6210\u5458 | \u53c2\u52a0 SDIC \u4fdd\u5355\u6301\u6709\u4eba\u4fdd\u969c\u8ba1\u5212\u7684\u4eba\u5bff\u6216\u4e00\u822c\u4fdd\u9669\u516c\u53f8 | MediShield Life \u6216 CareShield Life |\n| FID \u724c\u7167\u7c7b\u522b | MAS \u540d\u5f55\u7b5b\u9009\u5217\u8868\u4e2d\u7684\u8bb8\u53ef\u7c7b\u578b | \u6bcf\u5bb6\u72ec\u7acb\u516c\u53f8\u5bf9\u5e94\u4e00\u4e2a\u7c7b\u522b |\n\n\u6765\u6e90\uff1a[MAS Notice 133](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133)\uff1b[SDIC](https:\/\/www.sdic.org.sg\/)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002\n\n## MAS Notice 133\u2014\u2014\u507f\u4ed8\u80fd\u529b\u76d1\u7ba1\u4ecb\u5165\u7ea7\u522b\uff082025 \u5e74\u5341\u4e8c\u6708\u901a\u77e5\u6587\u672c\uff09\n\n| \u6307\u6807 | \u6570\u503c | \u9002\u7528\u5bf9\u8c61 \/ \u5206\u6bcd | \u622a\u81f3 |\n|---|---:|---|---|\n| \u8f83\u9ad8\u4ecb\u5165\u7ea7\u522b PCR \u6821\u51c6 | 99.5% \u4e00\u5e74\u671f VaR | \u8f83\u9ad8\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u603b\u98ce\u9669\u8981\u6c42 | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| \u8f83\u4f4e\u4ecb\u5165\u7ea7\u522b MCR \u6821\u51c6 | 90.0% \u4e00\u5e74\u671f VaR | \u8f83\u4f4e\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u603b\u98ce\u9669\u8981\u6c42 | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| MCR \u5360 PCR \u7684\u6bd4\u4f8b | 50% | \u8f83\u4f4e\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684 MCR \u8bbe\u4e3a PCR \u7684\u4e00\u534a | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| MAS 133\uff082025 \u5e74\u4fee\u6b63\u6848\uff09\u751f\u6548\u65e5\u671f | 2026 \u5e74\u4e00\u6708 1 \u65e5 | \u53d7 Notice 133 \u9875\u9762\u6240\u5217\u8981\u6c42\u7ea6\u675f\u7684\u6240\u6709\u6301\u724c\u4fdd\u9669\u516c\u53f8 | MAS Notice 133 \u9875\u9762\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| MAS 133\uff082026 \u5e74\u4fee\u6b63\u6848\uff09\u751f\u6548\u65e5\u671f | 2026 \u5e74\u4e09\u6708 31 \u65e5 | \u6839\u636e MAS \u53d1\u5e03\u65e5\u7a0b\u7684\u8fdb\u4e00\u6b65\u4fee\u6b63 | MAS Notice 133 \u9875\u9762\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n\n\u6765\u6e90\uff1a[MAS Notice 133 PDF\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5](https:\/\/www.mas.gov.sg\/-\/media\/mas-media-library\/regulation\/notices\/id\/notice-133\/mas-notice-133_8-dec-2025.pdf)\uff1b[MAS Notice 133 \u9875\u9762](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002VaR \u6821\u51c6\u6307\u7684\u662f**\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b**\uff0c\u5e76\u975e\u9762\u5411\u96f6\u552e\u5ba2\u6237\u7684\u56de\u62a5\u4fdd\u8bc1\u3002\n\n## SDIC \u5012\u95ed\u4fdd\u969c\u65f6\u95f4\u951a\u70b9\uff08\u987b\u4e3a\u8ba1\u5212\u6210\u5458\uff09\n\n| \u6307\u6807 | \u6570\u503c | \u9002\u7528\u5bf9\u8c61 \/ \u5206\u6bcd | \u622a\u81f3 |\n|---|---|---|---|\n| \u5b58\u6b3e\u4fdd\u9669\u4e0a\u9650 | S$100,000 | \u6bcf\u4f4d\u5b58\u6b3e\u4eba\u5728\u6bcf\u5bb6**DI \u8ba1\u5212\u6210\u5458**\u94f6\u884c\u6216\u91d1\u878d\u516c\u53f8\u7684\u53d7\u4fdd\u5b58\u6b3e\u5408\u8ba1 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| CPFIS \/ CPFRS \u5b58\u6b3e\u4e0a\u9650 | S$100,000\uff08\u5355\u72ec\u5408\u8ba1\uff09 | \u6839\u636e\u6240\u8ff0 CPF \u8ba1\u5212\u5b58\u653e\u4e8e**\u6210\u5458**\u94f6\u884c\u7684\u5408\u8d44\u683c\u6b3e\u9879 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| PPF \u4eba\u5bff\u4fdd\u9669\u4fdd\u969c\u4f9d\u636e | \u4fdd\u8bc1\u7ed9\u4ed8\uff0c\u53d7\u9650\u989d\u7ea6\u675f | **\u6210\u5458**\u4eba\u5bff\u4fdd\u9669\u516c\u53f8\u5012\u95ed\uff1b\u6839\u636e SDIC \u7684\u9650\u989d\u89c4\u5219\uff0c\u610f\u5916\u53ca\u5065\u5eb7\u4fdd\u9669\u4fdd\u5355\u548c\u9644\u52a0\u9669\u9664\u5916 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| PPF \u4e00\u822c\u4fdd\u9669\u4fdd\u969c\u4f9d\u636e | \u9664\u6cd5\u5b9a\u9650\u989d\u5916\u4e0d\u8bbe\u4e0a\u9650 | **\u6210\u5458**\u4e00\u822c\u4fdd\u9669\u516c\u53f8\u5012\u95ed\uff1b\u673a\u52a8\u8f66\u8f86 \/ \u8d22\u4ea7\u4fdd\u969c\u8bbe\u6709\u6b21\u7ea7\u9650\u989d\uff0c\u89c1 SDIC | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n\n\u6765\u6e90\uff1a[SDIC](https:\/\/www.sdic.org.sg\/)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002\u8ba1\u5212**\u4ec5\u5728\u6210\u5458\u673a\u6784\u5012\u95ed\u65f6**\u63d0\u4f9b\u8d54\u4ed8\uff0c\u4e0d\u627f\u4fdd\u5bf9\u507f\u4ed8\u80fd\u529b\u6b63\u5e38\u7684\u4fdd\u9669\u516c\u53f8\u7684\u5e38\u89c4\u7406\u8d54\u3002\n\n## MAS FID \u4fdd\u9669\u4e1a\u724c\u7167\u7c7b\u522b\uff08\u7c7b\u522b\u6807\u7b7e\uff0c\u4e0d\u4ee3\u8868\u6570\u91cf\uff09\n\nMAS \u91d1\u878d\u673a\u6784\u540d\u5f55\u7684**\u4fdd\u9669**\u4e1a\u522b\u63d0\u4f9b\u7684\u7b5b\u9009\u7c7b\u522b\u5305\u62ec**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff\uff09**\u3001**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u4e00\u822c\uff09**\u3001**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u7efc\u5408\uff09**\u3001**\u518d\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff \/ \u4e00\u822c \/ \u7efc\u5408\uff09**\u3001**\u4e13\u5c5e\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff \/ \u4e00\u822c \/ \u7efc\u5408\uff09**\u3001**\u83b7\u6279\u51c6\u4fdd\u9669\u7ecf\u7eaa\u516c\u53f8**\u3001**\u6ce8\u518c\u4fdd\u9669\u7ecf\u7eaa\u516c\u53f8**\u3001**\u83b7\u6388\u6743\u518d\u4fdd\u9669\u516c\u53f8**\u3001**\u91d1\u878d\u63a7\u80a1\u516c\u53f8\uff08\u4fdd\u9669\uff09**\u4ee5\u53ca**\u4ee3\u8868\u5904\uff08\u4fdd\u9669\uff09**\uff08[MAS FID \u4fdd\u9669\u4e1a\u522b](https:\/\/eservices.mas.gov.sg\/fid\/institution?count=0&sector=Insurance)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\uff09\u3002\u8be5\u540d\u5f55\u662f\u8bb8\u53ef\u7c7b\u522b\u7684\u6743\u5a01\u6807\u7b7e\u6765\u6e90\uff1b**\u82e5\u4e0d\u67e5\u770b\u540d\u5f55\u5f53\u524d\u7b5b\u9009\u540e\u7684\u603b\u6570\uff0c\u4e0d\u8981\u628a\u7c7b\u522b\u540d\u79f0\u89c6\u4e3a\u5f53\u524d\u673a\u6784\u603b\u6570**\u3002"}},"title_en":"Insurance Regulation and Protection Anchors","title_zh":"\u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9","source_id":"sgkb.data.insurance-regulation-anchors","input_hash":"1552bb7a55e1fdb38bc50ef2e052fdc0dd976f6230f301d38b4805912471d7de","summary_en":"Dated MAS Notice 133 solvency calibration anchors, SDIC deposit-insurance and PPF framing, and MAS FID insurance-licence category labels \u2014 with population and denominator boundaries per row.","summary_zh":"\u6db5\u76d6 MAS Notice 133 \u7684\u507f\u4ed8\u80fd\u529b\u6821\u51c6\u65f6\u95f4\u951a\u70b9\u3001SDIC \u5b58\u6b3e\u4fdd\u9669\u548c\u4fdd\u5355\u6301\u6709\u4eba\u4fdd\u969c\u8ba1\u5212\u7684\u6846\u67b6\uff0c\u4ee5\u53ca MAS FID \u4fdd\u9669\u724c\u7167\u7c7b\u522b\u6807\u7b7e\u2014\u2014\u6bcf\u884c\u5747\u6ce8\u660e\u9002\u7528\u5bf9\u8c61\u548c\u5206\u6bcd\u8fb9\u754c\u3002","bundle_sha256":"a40766305abc16909d8c0ebc8231c31596ff8547264a43ae958159f718ddfa5e","evidence_paths":["source\/data\/insurance-regulation-anchors.md","artefacts\/retrieval-chunks.jsonl","artefacts\/document-classification.jsonl"],"expected_version":0},"search_text":"Insurance Regulation and Protection Anchors\n\u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9\nDated MAS Notice 133 solvency calibration anchors, SDIC deposit-insurance and PPF framing, and MAS FID insurance-licence category labels \u2014 with population and denominator boundaries per row.\n\u6db5\u76d6 MAS Notice 133 \u7684\u507f\u4ed8\u80fd\u529b\u6821\u51c6\u65f6\u95f4\u951a\u70b9\u3001SDIC \u5b58\u6b3e\u4fdd\u9669\u548c\u4fdd\u5355\u6301\u6709\u4eba\u4fdd\u969c\u8ba1\u5212\u7684\u6846\u67b6\uff0c\u4ee5\u53ca MAS FID \u4fdd\u9669\u724c\u7167\u7c7b\u522b\u6807\u7b7e\u2014\u2014\u6bcf\u884c\u5747\u6ce8\u660e\u9002\u7528\u5bf9\u8c61\u548c\u5206\u6bcd\u8fb9\u754c\u3002\n{\"aliases\":[\"Notice 133 PCR\",\"SDIC PPF\",\"insurance licence types Singapore\"],\"canonical_format\":\"markdown\",\"classification_confidence\":\"high\",\"classification_source\":\"curated\",\"document_id\":\"sgkb.data.insurance-regulation-anchors\",\"document_sha256\":\"8f90db9f080d355141d46f541f69554c0b805a812a9d62a104edd72e347ae72a\",\"document_type\":\"dataset\",\"domain\":\"data\",\"entities\":[\"sg.agency.mas\",\"sg.organisation.sdic\"],\"facets\":[\"business\",\"institution\",\"law\",\"policy\",\"statistics\"],\"geographic_scope\":[\"national\"],\"grain\":\"one dated Notice 133 solvency anchor, SDIC scheme limit, or MAS FID insurance-licence label with denominator\",\"id\":\"sgkb.data.insurance-regulation-anchors\",\"jurisdiction\":\"SG\",\"language\":\"en\",\"last_verified\":\"2026-10-14\",\"path\":\"data\\\/insurance-regulation-anchors.md\",\"related\":[\"insurance-and-mas-supervision\",\"banking-and-financial-hub\",\"mas-and-monetary-policy\"],\"sources\":[{\"accessed\":\"2026-10-14\",\"publisher\":\"Monetary Authority of Singapore\",\"tier\":1,\"title\":\"MAS \u2014 Notice 133 Valuation and Capital Framework for Insurers\",\"url\":\"https:\\\/\\\/www.mas.gov.sg\\\/regulation\\\/notices\\\/notice-133\"},{\"accessed\":\"2026-10-14\",\"publisher\":\"Monetary Authority of Singapore\",\"tier\":1,\"title\":\"MAS \u2014 Notice 133 (8 December 2025)\",\"url\":\"https:\\\/\\\/www.mas.gov.sg\\\/-\\\/media\\\/mas-media-library\\\/regulation\\\/notices\\\/id\\\/notice-133\\\/mas-notice-133_8-dec-2025.pdf\"},{\"accessed\":\"2026-10-14\",\"publisher\":\"Singapore Deposit Insurance Corporation\",\"tier\":1,\"title\":\"SDIC \u2014 Deposit Insurance and Policy Owners' Protection schemes\",\"url\":\"https:\\\/\\\/www.sdic.org.sg\\\/\"},{\"accessed\":\"2026-10-14\",\"publisher\":\"Monetary Authority of Singapore\",\"tier\":1,\"title\":\"MAS \u2014 Financial Institutions Directory: Insurance sector\",\"url\":\"https:\\\/\\\/eservices.mas.gov.sg\\\/fid\\\/institution?count=0&sector=Insurance\"}],\"status\":\"verified\",\"summary\":\"Dated MAS Notice 133 solvency calibration anchors, SDIC deposit-insurance and PPF framing, and MAS FID insurance-licence category labels \u2014 with population and denominator boundaries per row.\",\"tags\":[\"statistics\",\"finance-sector\",\"regulation\",\"policy\"],\"temporal_scope\":\"current\",\"title\":\"Insurance Regulation and Protection Anchors\",\"topics\":[\"sgtopic.economy.insurance-regulation\"],\"update_cadence\":\"after MAS Notice 133 amendments or SDIC scheme limit changes\",\"volatility\":\"slow\"}\n# Insurance Regulation and Protection Anchors\n\nUse each row with its stated denominator. **Solvency ratios** apply to licensed insurers' statutory returns; **SDIC limits** apply only when a **member** bank or insurer **fails**; **FID licence labels** describe permissions, not a count of distinct corporate groups. Narrative context lives in [insurance and mas supervision](\/en\/knowledge\/article\/sgkb.economy-finance.insurance-and-mas-supervision).\n\n## Population bases\n\n| Term | Meaning in this dataset | Do not confuse with |\n|---|---|---|\n| Licensed insurer (MAS) | Direct insurer, reinsurer or captive holding an Insurance Act licence | MOH national health schemes or CPF insurance |\n| PCR \/ MCR (Notice 133) | Prescribed and minimum capital requirements at supervisory intervention levels | Individual policy claim limits |\n| DI Scheme member | Bank or finance company in SDIC deposit insurance | Life insurer PPF membership |\n| PPF Scheme member | Life or general insurer in SDIC policy-owner protection | MediShield Life or CareShield Life |\n| FID licence category | Permission type in the MAS directory filter list | One category per unique company |\n\nSource: [MAS Notice 133](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133); [SDIC](https:\/\/www.sdic.org.sg\/), accessed 14 October 2026.\n\n## MAS Notice 133 \u2014 solvency intervention levels (December 2025 notice text)\n\n| Metric | Value | Population \/ denominator | As of |\n|---|---:|---|---|\n| Higher intervention PCR calibration | 99.5% one-year VaR | Total risk requirement at higher supervisory solvency intervention level | Notice 133 text, 8 Dec 2025 |\n| Lower intervention MCR calibration | 90.0% one-year VaR | Total risk requirement at lower supervisory solvency intervention level | Notice 133 text, 8 Dec 2025 |\n| MCR as share of PCR | 50% | MCR set as half of PCR at lower intervention level | Notice 133 text, 8 Dec 2025 |\n| MAS 133 (Amendment) 2025 effective | 1 January 2026 | All licensed insurers subject to Notice 133 page listing | MAS Notice 133 page, accessed Oct 2026 |\n| MAS 133 (Amendment) 2026 effective | 31 March 2026 | Further amendment per MAS publication calendar | MAS Notice 133 page, accessed Oct 2026 |\n\nSource: [MAS Notice 133 PDF, 8 December 2025](https:\/\/www.mas.gov.sg\/-\/media\/mas-media-library\/regulation\/notices\/id\/notice-133\/mas-notice-133_8-dec-2025.pdf); [MAS Notice 133 page](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133), accessed 14 October 2026. VaR calibration is **regulatory solvency**, not a retail return guarantee.\n\n## SDIC failure-protection anchors (scheme membership required)\n\n| Metric | Value | Population \/ denominator | As of |\n|---|---:|---|---|\n| Deposit insurance cap | S$100,000 | Insured deposits aggregated per depositor per **DI Scheme member** bank or finance company | SDIC website, accessed Oct 2026 |\n| CPFIS \/ CPFRS deposit cap | S$100,000 (separate aggregation) | Eligible placements with a **member** bank under stated CPF schemes | SDIC website, accessed Oct 2026 |\n| PPF life coverage basis | Guaranteed benefits, subject to caps | **Member** life insurer failure; accident & health policies and riders excepted from cap rule per SDIC | SDIC website, accessed Oct 2026 |\n| PPF general coverage basis | Not capped except statutory limits | **Member** general insurer failure; motor\/property sub-limits per SDIC | SDIC website, accessed Oct 2026 |\n\nSource: [SDIC](https:\/\/www.sdic.org.sg\/), accessed 14 October 2026. Schemes pay **only on failure** of a member institution, not for ordinary claims against a solvent insurer.\n\n## MAS FID insurance-sector licence categories (labels, not counts)\n\nThe MAS Financial Institutions Directory **Insurance** sector exposes filter categories including **Direct Insurer (Life)**, **Direct Insurer (General)**, **Direct Insurer (Composite)**, **Reinsurer (Life\/General\/Composite)**, **Captive Insurer (Life\/General\/Composite)**, **Approved Insurance Broker**, **Registered Insurance Broker**, **Authorised Reinsurer**, **Financial Holding Company (Insurance)** and **Representative Office (Insurance)** ([MAS FID insurance sector](https:\/\/eservices.mas.gov.sg\/fid\/institution?count=0&sector=Insurance), accessed 14 October 2026). The directory is the authoritative label set for permissions; **do not treat category names as a live institution headcount** without reading the directory's current filtered total.\n# \u4fdd\u9669\u76d1\u7ba1\u4e0e\u4fdd\u969c\u65f6\u95f4\u951a\u70b9\n\n\u6bcf\u884c\u6570\u636e\u987b\u7ed3\u5408\u5176\u6ce8\u660e\u7684\u5206\u6bcd\u4f7f\u7528\u3002**\u507f\u4ed8\u80fd\u529b\u6bd4\u7387**\u9002\u7528\u4e8e\u6301\u724c\u4fdd\u9669\u516c\u53f8\u7684\u6cd5\u5b9a\u7533\u62a5\uff1b**SDIC \u4fdd\u969c\u9650\u989d**\u4ec5\u5728**\u6210\u5458**\u94f6\u884c\u6216\u4fdd\u9669\u516c\u53f8**\u5012\u95ed**\u65f6\u9002\u7528\uff1b**FID \u724c\u7167\u6807\u7b7e**\u8bf4\u660e\u83b7\u51c6\u4ece\u4e8b\u7684\u4e1a\u52a1\uff0c\u5e76\u975e\u72ec\u7acb\u4f01\u4e1a\u96c6\u56e2\u7684\u6570\u91cf\u3002\u53d9\u8ff0\u80cc\u666f\u89c1[\u4fdd\u9669\u4e0e MAS \u76d1\u7ba1](\/zh\/knowledge\/article\/sgkb.economy-finance.insurance-and-mas-supervision)\u3002\n\n## \u7edf\u8ba1\u5bf9\u8c61\u8303\u56f4\n\n| \u672f\u8bed | \u672c\u6570\u636e\u96c6\u4e2d\u7684\u542b\u4e49 | \u4e0d\u8981\u4e0e\u4ee5\u4e0b\u5185\u5bb9\u6df7\u6dc6 |\n|---|---|---|\n| \u6301\u724c\u4fdd\u9669\u516c\u53f8\uff08MAS\uff09 | \u6301\u6709\u300a\u4fdd\u9669\u6cd5\u300b\u724c\u7167\u7684\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\u3001\u518d\u4fdd\u9669\u516c\u53f8\u6216\u4e13\u5c5e\u4fdd\u9669\u516c\u53f8 | MOH \u5168\u56fd\u533b\u7597\u4fdd\u5065\u8ba1\u5212\u6216 CPF \u4fdd\u9669 |\n| PCR \/ MCR\uff08Notice 133\uff09 | \u76d1\u7ba1\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u89c4\u5b9a\u8d44\u672c\u8981\u6c42\u548c\u6700\u4f4e\u8d44\u672c\u8981\u6c42 | \u4e2a\u522b\u4fdd\u5355\u7684\u7406\u8d54\u9650\u989d |\n| DI \u8ba1\u5212\u6210\u5458 | \u53c2\u52a0 SDIC \u5b58\u6b3e\u4fdd\u9669\u7684\u94f6\u884c\u6216\u91d1\u878d\u516c\u53f8 | \u4eba\u5bff\u4fdd\u9669\u516c\u53f8\u53c2\u52a0 PPF \u8ba1\u5212 |\n| PPF \u8ba1\u5212\u6210\u5458 | \u53c2\u52a0 SDIC \u4fdd\u5355\u6301\u6709\u4eba\u4fdd\u969c\u8ba1\u5212\u7684\u4eba\u5bff\u6216\u4e00\u822c\u4fdd\u9669\u516c\u53f8 | MediShield Life \u6216 CareShield Life |\n| FID \u724c\u7167\u7c7b\u522b | MAS \u540d\u5f55\u7b5b\u9009\u5217\u8868\u4e2d\u7684\u8bb8\u53ef\u7c7b\u578b | \u6bcf\u5bb6\u72ec\u7acb\u516c\u53f8\u5bf9\u5e94\u4e00\u4e2a\u7c7b\u522b |\n\n\u6765\u6e90\uff1a[MAS Notice 133](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133)\uff1b[SDIC](https:\/\/www.sdic.org.sg\/)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002\n\n## MAS Notice 133\u2014\u2014\u507f\u4ed8\u80fd\u529b\u76d1\u7ba1\u4ecb\u5165\u7ea7\u522b\uff082025 \u5e74\u5341\u4e8c\u6708\u901a\u77e5\u6587\u672c\uff09\n\n| \u6307\u6807 | \u6570\u503c | \u9002\u7528\u5bf9\u8c61 \/ \u5206\u6bcd | \u622a\u81f3 |\n|---|---:|---|---|\n| \u8f83\u9ad8\u4ecb\u5165\u7ea7\u522b PCR \u6821\u51c6 | 99.5% \u4e00\u5e74\u671f VaR | \u8f83\u9ad8\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u603b\u98ce\u9669\u8981\u6c42 | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| \u8f83\u4f4e\u4ecb\u5165\u7ea7\u522b MCR \u6821\u51c6 | 90.0% \u4e00\u5e74\u671f VaR | \u8f83\u4f4e\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684\u603b\u98ce\u9669\u8981\u6c42 | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| MCR \u5360 PCR \u7684\u6bd4\u4f8b | 50% | \u8f83\u4f4e\u4ecb\u5165\u7ea7\u522b\u4e0b\u7684 MCR \u8bbe\u4e3a PCR \u7684\u4e00\u534a | Notice 133 \u6587\u672c\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5 |\n| MAS 133\uff082025 \u5e74\u4fee\u6b63\u6848\uff09\u751f\u6548\u65e5\u671f | 2026 \u5e74\u4e00\u6708 1 \u65e5 | \u53d7 Notice 133 \u9875\u9762\u6240\u5217\u8981\u6c42\u7ea6\u675f\u7684\u6240\u6709\u6301\u724c\u4fdd\u9669\u516c\u53f8 | MAS Notice 133 \u9875\u9762\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| MAS 133\uff082026 \u5e74\u4fee\u6b63\u6848\uff09\u751f\u6548\u65e5\u671f | 2026 \u5e74\u4e09\u6708 31 \u65e5 | \u6839\u636e MAS \u53d1\u5e03\u65e5\u7a0b\u7684\u8fdb\u4e00\u6b65\u4fee\u6b63 | MAS Notice 133 \u9875\u9762\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n\n\u6765\u6e90\uff1a[MAS Notice 133 PDF\uff0c2025 \u5e74\u5341\u4e8c\u6708 8 \u65e5](https:\/\/www.mas.gov.sg\/-\/media\/mas-media-library\/regulation\/notices\/id\/notice-133\/mas-notice-133_8-dec-2025.pdf)\uff1b[MAS Notice 133 \u9875\u9762](https:\/\/www.mas.gov.sg\/regulation\/notices\/notice-133)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002VaR \u6821\u51c6\u6307\u7684\u662f**\u76d1\u7ba1\u507f\u4ed8\u80fd\u529b**\uff0c\u5e76\u975e\u9762\u5411\u96f6\u552e\u5ba2\u6237\u7684\u56de\u62a5\u4fdd\u8bc1\u3002\n\n## SDIC \u5012\u95ed\u4fdd\u969c\u65f6\u95f4\u951a\u70b9\uff08\u987b\u4e3a\u8ba1\u5212\u6210\u5458\uff09\n\n| \u6307\u6807 | \u6570\u503c | \u9002\u7528\u5bf9\u8c61 \/ \u5206\u6bcd | \u622a\u81f3 |\n|---|---|---|---|\n| \u5b58\u6b3e\u4fdd\u9669\u4e0a\u9650 | S$100,000 | \u6bcf\u4f4d\u5b58\u6b3e\u4eba\u5728\u6bcf\u5bb6**DI \u8ba1\u5212\u6210\u5458**\u94f6\u884c\u6216\u91d1\u878d\u516c\u53f8\u7684\u53d7\u4fdd\u5b58\u6b3e\u5408\u8ba1 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| CPFIS \/ CPFRS \u5b58\u6b3e\u4e0a\u9650 | S$100,000\uff08\u5355\u72ec\u5408\u8ba1\uff09 | \u6839\u636e\u6240\u8ff0 CPF \u8ba1\u5212\u5b58\u653e\u4e8e**\u6210\u5458**\u94f6\u884c\u7684\u5408\u8d44\u683c\u6b3e\u9879 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| PPF \u4eba\u5bff\u4fdd\u9669\u4fdd\u969c\u4f9d\u636e | \u4fdd\u8bc1\u7ed9\u4ed8\uff0c\u53d7\u9650\u989d\u7ea6\u675f | **\u6210\u5458**\u4eba\u5bff\u4fdd\u9669\u516c\u53f8\u5012\u95ed\uff1b\u6839\u636e SDIC \u7684\u9650\u989d\u89c4\u5219\uff0c\u610f\u5916\u53ca\u5065\u5eb7\u4fdd\u9669\u4fdd\u5355\u548c\u9644\u52a0\u9669\u9664\u5916 | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n| PPF \u4e00\u822c\u4fdd\u9669\u4fdd\u969c\u4f9d\u636e | \u9664\u6cd5\u5b9a\u9650\u989d\u5916\u4e0d\u8bbe\u4e0a\u9650 | **\u6210\u5458**\u4e00\u822c\u4fdd\u9669\u516c\u53f8\u5012\u95ed\uff1b\u673a\u52a8\u8f66\u8f86 \/ \u8d22\u4ea7\u4fdd\u969c\u8bbe\u6709\u6b21\u7ea7\u9650\u989d\uff0c\u89c1 SDIC | SDIC \u7f51\u7ad9\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 |\n\n\u6765\u6e90\uff1a[SDIC](https:\/\/www.sdic.org.sg\/)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\u3002\u8ba1\u5212**\u4ec5\u5728\u6210\u5458\u673a\u6784\u5012\u95ed\u65f6**\u63d0\u4f9b\u8d54\u4ed8\uff0c\u4e0d\u627f\u4fdd\u5bf9\u507f\u4ed8\u80fd\u529b\u6b63\u5e38\u7684\u4fdd\u9669\u516c\u53f8\u7684\u5e38\u89c4\u7406\u8d54\u3002\n\n## MAS FID \u4fdd\u9669\u4e1a\u724c\u7167\u7c7b\u522b\uff08\u7c7b\u522b\u6807\u7b7e\uff0c\u4e0d\u4ee3\u8868\u6570\u91cf\uff09\n\nMAS \u91d1\u878d\u673a\u6784\u540d\u5f55\u7684**\u4fdd\u9669**\u4e1a\u522b\u63d0\u4f9b\u7684\u7b5b\u9009\u7c7b\u522b\u5305\u62ec**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff\uff09**\u3001**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u4e00\u822c\uff09**\u3001**\u76f4\u63a5\u4fdd\u9669\u516c\u53f8\uff08\u7efc\u5408\uff09**\u3001**\u518d\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff \/ \u4e00\u822c \/ \u7efc\u5408\uff09**\u3001**\u4e13\u5c5e\u4fdd\u9669\u516c\u53f8\uff08\u4eba\u5bff \/ \u4e00\u822c \/ \u7efc\u5408\uff09**\u3001**\u83b7\u6279\u51c6\u4fdd\u9669\u7ecf\u7eaa\u516c\u53f8**\u3001**\u6ce8\u518c\u4fdd\u9669\u7ecf\u7eaa\u516c\u53f8**\u3001**\u83b7\u6388\u6743\u518d\u4fdd\u9669\u516c\u53f8**\u3001**\u91d1\u878d\u63a7\u80a1\u516c\u53f8\uff08\u4fdd\u9669\uff09**\u4ee5\u53ca**\u4ee3\u8868\u5904\uff08\u4fdd\u9669\uff09**\uff08[MAS FID \u4fdd\u9669\u4e1a\u522b](https:\/\/eservices.mas.gov.sg\/fid\/institution?count=0&sector=Insurance)\uff0c\u8bbf\u95ee\u4e8e 2026 \u5e74\u5341\u6708 14 \u65e5\uff09\u3002\u8be5\u540d\u5f55\u662f\u8bb8\u53ef\u7c7b\u522b\u7684\u6743\u5a01\u6807\u7b7e\u6765\u6e90\uff1b**\u82e5\u4e0d\u67e5\u770b\u540d\u5f55\u5f53\u524d\u7b5b\u9009\u540e\u7684\u603b\u6570\uff0c\u4e0d\u8981\u628a\u7c7b\u522b\u540d\u79f0\u89c6\u4e3a\u5f53\u524d\u673a\u6784\u603b\u6570**\u3002"},"related":[{"id":12719,"source_id":"sgkb.economy-finance.banking-and-financial-hub","kind":"article","title_en":"Banking and the Financial Hub","title_zh":"\u94f6\u884c\u4e1a\u4e0e\u91d1\u878d\u4e2d\u5fc3"},{"id":12725,"source_id":"sgkb.economy-finance.insurance-and-mas-supervision","kind":"article","title_en":"Insurance and MAS Supervision","title_zh":"\u4fdd\u9669\u4e0e MAS \u76d1\u7ba1"},{"id":12727,"source_id":"sgkb.economy-finance.mas-and-monetary-policy","kind":"article","title_en":"MAS and Monetary Policy","title_zh":"MAS \u4e0e\u8d27\u5e01\u653f\u7b56"},{"id":11180,"source_id":"sg.agency.mas","kind":"entity","title_en":"Monetary Authority of Singapore","title_zh":"\u65b0\u52a0\u5761\u91d1\u878d\u7ba1\u7406\u5c40"},{"id":11531,"source_id":"sg.organisation.sdic","kind":"entity","title_en":"Singapore Deposit Insurance Corporation","title_zh":"\u65b0\u52a0\u5761\u5b58\u6b3e\u4fdd\u9669\u516c\u53f8"},{"id":13564,"source_id":"sgobs.economy.insurance.mas-notice-133.mcr-share-of-pcr.2026","kind":"observation","title_en":"MAS Notice 133 minimum capital requirement as share of prescribed capital requirement","title_zh":"\u91d1\u878d\u7ba1\u7406\u5c40\u901a\u77e5 133\uff1a\u6700\u4f4e\u8d44\u672c\u8981\u6c42\u5360\u89c4\u5b9a\u8d44\u672c\u8981\u6c42\u7684\u6bd4\u4f8b"},{"id":13565,"source_id":"sgobs.economy.insurance.mas-notice-133.mcr-var.2026","kind":"observation","title_en":"MAS Notice 133 minimum capital requirement calibration","title_zh":"\u91d1\u878d\u7ba1\u7406\u5c40\u901a\u77e5 133\uff1a\u6700\u4f4e\u8d44\u672c\u8981\u6c42\u7684\u8ba1\u7b97\u65b9\u5f0f"},{"id":13566,"source_id":"sgobs.economy.insurance.mas-notice-133.pcr-var.2026","kind":"observation","title_en":"MAS Notice 133 prescribed capital requirement calibration","title_zh":"MAS Notice 133 \u89c4\u5b9a\u7684\u8d44\u672c\u8981\u6c42\u6821\u51c6"},{"id":13567,"source_id":"sgobs.economy.insurance.sdic-di-insured-deposit-cap.2026","kind":"observation","title_en":"SDIC Deposit Insurance scheme insured deposit cap","title_zh":"SDIC \u5b58\u6b3e\u4fdd\u9669\u8ba1\u5212\u7684\u53d7\u4fdd\u5b58\u6b3e\u4e0a\u9650"},{"id":14267,"source_id":"sgtopic.economy.insurance-regulation","kind":"topic","title_en":"Insurance regulation and supervision","title_zh":"\u4fdd\u9669\u76d1\u7ba1\u4e0e\u76d1\u7763"}]}